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Home Ohio
Columbus OH Real Estate
Columbus Ohio Real Estate has certainly seen some changes since 2006. The housing market has been devastating to most property owners and has delivered considerable losses for many sellers. Newer home owners who suffer from negative equity have have met face to face with financial chaos and have lost their homes due to foreclosure. As a Realtor in this housing slump I have seen some difficult circumstances where property owners really had no other choice but to lose their home. Some people are doing short sales in these difficult times but there are many who basically get kicked to the curb by the bank. If you are not accustomed to the world of real estate then you don't understand the ugly side of lenders. When you are putting money in the bank the love you to death but when they are losing money they become a vicious animal. I have seen several times when a deal could have come together to save a homeowners credit and avoid foreclosure but instead the bank simple refused to budge from their number and they were not nice about it either. When it come down to the almighty dollar the banks could care less if they crush someone's financial situation along the way.
It's about time for some better news. Better news is already starting to bud out and it looks like we are in the midst of a reversal in the Columbus housing market. Homes sales around Columbus are beginning to see small increases in home vales. In fact home sales over the last 4 months of 2009 were up 24.3 percent compared to the same quarter in 2008 according to the Columbus Board of Realtors. There is abounding evidence that home values are on the rise and the number of homes selling is also increasing. Dave Liniger co-founder of R/EMAX International wrote in a recent article that we will see increases in real estate values over the next 3 years. The expectation is to be much like a roller coaster ride with rises and dips but the general trend will be up.
Columbus Ohio real estate is in quite a unique position. The good news for Columbus properties is our growth was slow and steady unlike what many parts of the country that had enormous increases in value. Columbus has always been consistent with steady increases in value. Columbus real estate values did not double in price like some places in California and Florida. When the bubble finally burst Columbus real estate took its share of drops in value but it wasn't the dramatic freefall that other areas realized. The conservative market in Ohio has still led us to some very good real estate prices. This is a superb time for buyers especially with recent signs of value increases.
If you're a buyer and your not buying now then you must be stupid or out of cash. Lenders have tightened reins on lending. If you don't have some cash for down payment and a good credit rating then getting a loan will be a daunting task. However the current interest rate on a loan is ridiculously low. The low lending rates combined with excellent low home prices and the recent trend that prices are increasing makes this a buying market they will probably never see again in our lives. If your credit is bad you better fix it fast and if you are low on cash you need to dig some up quickly. It can be borrowed from a relative and returned later. Also don't forget the tax advantages to owning a home. This means more money back at the end of the year. Currently the US government is giving you $8,000 tax credit as an incentive to buy a home.
Columbus Ohio Real Estate is positioned in an almost perfect buying market. This is good news for buyers and it paints a bright future for sellers. The forecast looks good and I'm happy to say that even through this housing mess there have been some great success stories as we continue as Realtors to help buyers and sellers reach a successful transaction.
For additional information and images visit Columbus Ohio Homes for Sale or visit the Columbus Ohio MLS.
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